Equity Release

If you need a cash injection but don’t want to downsize your home or move to a cheaper area you may want to consider an equity release plan.

Whilst moving home can be an effective way to unlock some of the market value (i.e. equity) in your home you would be forgiven for not wanting to go through the hassle, stress and expense of relocating.

Equity Release: the Lowdown

Equity release on the other hand lets you release funds from your home, whilst still giving you the right to live in it for the rest of your life. Bear in mind though that if you have an outstanding mortgage on your home you must pay if off, either by using some of the equity or by other means.

Once your mortgage has been repaid the rest of the money is yours to spend as you wish. Take a holiday, buy a new car, build an extension on your home – or deal with an unexpected need for emergency healthcare. Your equity release can also provide for you when you retire or ensure your dependents are taken care of after you die.

How beneficial an equity release plan is depends on your circumstances so do your research and talk to an expert before taking any decisions. Goldmanread have working relationships with specialists in equity release and find you the ideal person to talk to.

Interested in equity release? Contact us


Goldmanread.co.uk are not authorised to provide advice for equity release products. You will be passed to a suitably qualified and authorised specialist. To understand the features and risks ask for a personalised illustration.

An equity release product will reduce the value of your estate, will not be suitable for everyone and may affect your entitlement to state benefit.

Depending on the adviser you are referred to there may be a fee for equity release advice the value of which will be confirmed at any initial meeting.